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4 Minute Money

The “4 Minute Money Ideas” audio article is based on weekly articles that Douglas Goldstein, CFP® writes in “The Jerusalem Post.” In easy-to-understand language, Doug explains retirement planning, investment basics, how to invest an inheritance, and how to open a U.S. brokerage or IRA account when you live in Israel (or anywhere outside the United States). If you follow Doug’s investment advice in the newspaper, or whether you learn about financial planning and investing from his many books, you’ll enjoy these very short podcasts.
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4 Minute Money
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Now displaying: Page 4
Jan 12, 2025

Learn how to make your charitable giving truly impactful. Start by aligning your donations with your personal values and those of your family. Discover tax-smart strategies, like using IRA contributions, to maximize the financial benefits of your generosity. Explore the advantages of supporting local causes and smaller organizations, where your contributions can create meaningful change. Finally, see how giving can strengthen family bonds and leave a lasting legacy of generosity. Tune in now!

Jan 9, 2025

You’ve built the business, signed the deals, and stacked up the wins — but if your wealth is all on paper, you could be one bad break away from stuck. Learn why financial freedom takes more than success, and how smart planning can turn locked-up assets into real opportunity. It’s time to make your money move. 

Jan 3, 2025

Are You a Musk or a Buffett? Finding Your Investment Style 

Do you thrive on big risks like Elon Musk, or prefer a steady approach like Warren Buffett? In this episode of the 4-Minute Money Ideas Podcast, Doug Goldstein explores how your risk tolerance and goals shape your investment strategy. Whether you're new to Israel or just rethinking your portfolio, discover which path might be right for you! 

Dec 27, 2024

Feeling stuck in a financial situation that doesn’t align with your goals? Discover how a widow navigating cross-border investments simplified her portfolio and regained control after being pushed into risky decisions by her bank. Learn how she balanced her investments across currencies, avoided costly tax traps, and found peace of mind. This story will inspire you to take charge of your financial future. Listen now! 

Dec 24, 2024

If your investments have you tossing and turning at night, it’s time to face the truth. Keeping all your money in a checking account might feel safe, but inflation is quietly eating away at it. Want peace of mind? A smart, diversified approach can help you outpace inflation and put your money to work—so you can finally get some sleep. Tune in now for actionable tips and strategies! 

 

Dec 23, 2024

Do emotions drive your investment decisions? In this episode, we explore four common biases—overconfidence, confirmation bias, loss aversion, and herd mentality—that can derail even the smartest investors. Learn how to recognize these pitfalls and discover simple strategies to stay on track. Set clear goals, diversify your portfolio, and make smarter, more rational financial decisions. Tune in for practical tips and insights to keep your emotions in check and your investments on course! 

Dec 12, 2024

Worried about running out of money in retirement? In this episode of the 4-Minute Money Ideas Podcast, we break down the basics of dividend ETFs—how they work, their potential for steady income, and why they could be a smart addition to your portfolio. Learn the benefits, risks, and tips for getting started with this flexible investment option. Tune in and learn how to keep your money working for you!

Nov 22, 2024

How do you ensure your spouse’s future is secure and protect your children’s inheritance? For blended families, estate planning can feel like a high-wire act.

In this episode, we dive into practical strategies for balancing different family members’ needs, using trusts to safeguard assets, and how clear communication can help prevent family conflicts. Plus, we’ll share real-world examples, like a recent client’s story of creating a trust that supports both his wife and children.

If you’re ready to build a legacy that honors your commitments to each loved one, tune in to get actionable tips on creating a thoughtful, family-centered estate plan. 

Nov 11, 2024

Imagine this: You’re ready to donate money, but your wealth is stuck in stocks. This was the challenge for one of my clients during the war. He wanted to make a significant donation to help the soldiers, but his assets were stuck in investments that if he sold them, he would owe a large capital gains tax. So, he felt stuck.

Nov 7, 2024

Imagine you’re on a long road trip with a buddy. Both drivers need to agree on the destination, determine when they’ll make pit stops, and keep the car running smoothly. The same principle applies to managing your finances. You and your spouse need to agree on your goals, strategies, and tactics. A unified approach strengthens your financial health as well as your relationship. 

Oct 31, 2024

Imagine receiving a notification that you are named as a beneficiary in a will or trust from a relative abroad. Initially, it seems like a windfall, but what comes next? The intricacies of managing cross-border trusts can turn an expected gain into a complex financial headache.

Oct 22, 2024

Are you and your siblings united by the need to manage your aging parents’ finances? Sharing and effective communication are key for adult children helping their senior family members.

Jun 27, 2019

Watch Out for This Investment Mistake

Avoid this investment mistake, by using the financial snapshot tool. Getting a snapshot view of your finances makes investment decisions easier.

Jun 20, 2019

Is The Right Company Managing Your Money?

Are you getting customized financial advice? How can you tell if the right/wrong company is managing your money?

Jun 6, 2019

3 Steps to Stop Your Retirement Nest Egg from Breaking

Do you and your spouse have different ideas of how to invest your retirement nest egg? What should you do if one partner wants to invest more aggressively than the other?

May 30, 2019

Americans and Mutual Funds – What You Need to Know

Are you having difficulty buying American mutual funds because you don't have an American address? Learn about your solutions here.

May 2, 2019

How to Diversify a Million Dollar Portfolio

Diversifying a million dollar portfolio can be tricky. Make sure you start by making a plan and analyzing your financial situation.

Apr 18, 2019

Are You Worried About Your Stocks and Market Risk?

If the market goes up, do you still need to worry about stocks and market risk? Should you rebalance your portfolio in an up market?

Mar 7, 2019

Do Mutual Funds Increase the Risk Level of Your Portfolio?

Mutual funds can add risk to your portfolio. If you want to limit your risk exposure, pay attention to what mutual funds and ETFs you own.

Feb 21, 2019

Do These 4 Things to Have a Financially Successful Retirement

To make sure you have a financially successful retirement in Israel, follow these 4 easy tricks.

 

Feb 7, 2019

4 Times You Should Speak with a Financial Advisor

What should motivate you to get financial advice? Learn when you should speak to a financial advisor about your situation, and what he can do to help.

Jan 31, 2019

How to Claim an Inheritance from Abroad

Claiming an inheritance from abroad can be confus-ing and overwhelming. Learn what steps you need to take so the funds will appear in your account.

Dec 27, 2018

Retirees Fired by Their Brokers in America

If you were asked to move your money out of your brokerage firm, be reassured you that you aren’t alone. This financial break-up is happening to many people without American addresses. Here’s what you should do.

Nov 29, 2018

Do you want steady income from your dollar deposits?

Is your investment goal to receive a steady income from dollar deposits? If so, take these 3 steps to help you reach your goal.

Nov 22, 2018

Should You Have Bonds in Your Investment Portfolio?

Many people love the income and relative safety bonds provide, but other people hate them. It’s important to understand why investors love and hate bonds. Should you have bonds in your investment portfolio?

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